Your Local Mortgage Guide

Thinking About Buying a Home? Start With a Game Plan.

Whether you're ready now or just starting to plan, I'll help you understand what you can afford, which loan options may fit, and what steps to take next.

Based in Southern Maine. Helping buyers across Maine and beyond.

10+ years of lending experience · Personal guidance from application to closing
Tyler Smith, mortgage loan officer
Tyler Smith, mortgage loan officer

Get Your Homebuying Game Plan

A few quick details and I'll map out your next steps.

No pressure. No obligation. Just a clear plan.

Tyler Smith NMLS #1401289 · Society Mortgage NMLS #104621

No cost to talk
No credit pull to start
Works whether you're buying in 30 days or 12 months
Concrete Deliverables

What We'll Cover on Your Game Plan Call

01

A realistic price and payment range

What you may be able to comfortably afford — not just what a calculator spits out.

02

Estimated monthly payments

Principal, interest, taxes and insurance broken down clearly.

03

Down payment options

How much you actually need — and programs that lower it.

04

Financing options worth considering

Based on your goals, timeline, income, and overall situation.

05

Steps to take before buying

Credit or financial moves that strengthen your position.

06

A clear plan for what's next

You leave knowing exactly what to do — and when.

More Ways In Than You Think

Your Game Plan Should Fit Your Situation

There's no single "best" mortgage for every buyer. Your income, down payment, timeline, current home, and long-term goals all matter. I'll help you understand which options are worth considering — and which ones aren't.

Conventional
FHA
VA
USDA
Renovation
Bridge
Bank StatementSelf-employed
P&L OnlyBusiness owners
Other financing optionsIf your situation isn't textbook, ask.
The Person Behind the Plan

About Tyler

With 10+ years of mortgage experience, I help homebuyers understand their options and make confident decisions — especially when the situation isn't completely straightforward.

Whether you're buying for the first time, self-employed, navigating past credit challenges, moving on a tight timeline, or simply unsure where to start, my job is to help you understand the options and the next steps.

I believe education comes first. You should understand the "why" behind a recommendation — not just be handed a rate.

Based in Southern Maine, I work directly with my clients from the initial conversation through closing. You get a real person who knows your situation — not a call center or a chatbot.

"My job isn't to sell you a loan. It's to help you make a confident decision — even if that decision is 'not yet.'" — Tyler Smith

Education over sales
Tyler Smith, mortgage loan officer
4.9★
average from 180+ closed clients
★★★★★
"I couldn't have asked for a better group of people to help with purchasing our home. Tyler is very polite, professional and willing to go that extra mile for the customer."
CatleighOld Orchard Beach, ME · Closed homebuyer
★★★★★
"Tyler helped secure a refinance at a great rate after over a year with another lender — and got rid of my PMI by moving my family into a 30-year conventional. I was really impressed."
Joshua R.Windham, ME · Refinance client

You Don't Have to Be Ready to Buy Today to Start Planning.

The earlier you understand your options, the more time you have to improve your position and make confident decisions.

Start My Game Plan
Call Tyler Get My Game Plan